Pradhan Mantri Awas Yojana – Gramin (PMAY-G): Complete Details
Pradhan Mantri Awas Yojana – Gramin (PMAY-G): Complete Details
Overview:
The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) is a flagship housing scheme launched by the Government of India to provide “Housing for All” in rural areas. The program aims to ensure that every rural household has access to a pucca house with basic amenities such as electricity, sanitation, and drinking water. It primarily targets economically weaker sections (EWS), scheduled castes (SC), scheduled tribes (ST), and other marginalized rural families who do not own a permanent house.
Launch & Implementation:
PMAY-G was introduced on 1st April 2016, replacing the earlier Indira Awaas Yojana (IAY). The scheme is implemented jointly by the Ministry of Rural Development and state governments, using funds shared between the Central and State governments in a 60:40 ratio (for plain areas) and 90:10 ratio (for hilly and northeastern states).
Main Objective:
To provide every eligible rural family with a safe and permanent home by 2024–25, ensuring basic infrastructure and improving living standards in villages across India.
Key Features of PMAY-G:
- Each beneficiary receives ₹1.20 lakh for constructing a house in plain regions and ₹1.30 lakh in hilly or difficult areas.
- The beneficiary can also avail ₹12,000 under the Swachh Bharat Mission-Gramin (SBM-G) for building a toilet.
- Financial assistance is transferred directly to the beneficiary’s bank account through DBT (Direct Benefit Transfer).
- Beneficiaries are selected through the Socio-Economic and Caste Census (SECC) 2011 data.
- Beneficiaries are encouraged to use eco-friendly and disaster-resistant construction techniques.
- The scheme is linked with MGNREGA to ensure 90–95 days of wage employment during construction.
Eligibility Criteria:
- The applicant must be a rural resident without a permanent house.
- The family should not own a pucca house anywhere in India.
- Priority is given to landless households, families with disabled members, widows, and senior citizens.
- The family must be listed in the SECC 2011 database and verified by the Gram Sabha.
How to Apply for PMAY-G:
- Visit the official website – https://pmayg.nic.in/
- Click on “Stakeholders → IAY/PMAY-G Beneficiary”.
- Enter your registration number or search using other details.
- Eligible beneficiaries can update or check their application and payment status.
- Assistance is released in installments after physical verification of the construction stages.
Monitoring & Progress:
The scheme uses the AwaasSoft and AwaasApp platforms for real-time monitoring and transparency. All construction data, beneficiary details, and fund transfers are tracked digitally.
Benefits of PMAY-G:
- Promotes inclusive rural development.
- Enhances living standards and social dignity.
- Supports employment generation under MGNREGA.
- Encourages the use of green technologies and sustainable housing models.
Conclusion:
The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) has significantly contributed to transforming India’s rural landscape by providing millions of families with secure housing and improved living conditions. The scheme continues to play a vital role in fulfilling the Government of India’s mission of “Housing for All” in rural areas.
