Bank of India Recruitment 2026; Notification Begins for 514 Credit Officers Posts – Apply Here!
Posted 17 Dec 2025
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Bank of India (Central Government) has released the Bank of India Recruitment 2026 Notification for 514 vacancies including Credit Officers for GBO Stream in (Scale – MMGS – II, Scale – MMGS – III, Scale – SMG – IV) posts. Interested candidates can check eligibility, age limit, salary and apply online at from 20th December 2025 to 05th January 2026 through the official website https://bankofindia.bank.in/.
Credit Officers – GBO Stream (Scale – MMGS – II):Educational Qualifications: A Degree (Graduation) in any discipline from recognized a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government, Other Preferred Qualification: Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from recognized institute. OR MBA/ PGDBM in Banking/ Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from recognized university/ Institution / Board Work Experience: Minimum 3 years’ post qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks
Credit Officers – GBO Stream (Scale – MMGS – III): Educational Qualifications: A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government, Other Preferred Qualification: Chartered Accountant/ Chartered Financial Analyst / CMA – ICWA from recognized institute. OR MBA/ PGDBM in Banking/
Finance or Two Years full time Post Graduation Degree in Banking/ Finance/ any credit related field from recognized university/ Institution / Board. Work Experience: Minimum 5 years’ post qualification experience as an officer out of which 3 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks
Credit Officers – GBO Stream (Scale SMG – IV): Educational Qualifications: A Degree (Graduation) in any discipline
from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. Of India or any equivalent qualification recognized as such by the Central Government AND MBA/ PGDBM from recognized University / Institution / Board OR Two Years full time Master’s degree in any field from recognized University / Institution / Board OR Chartered Accountant/ Chartered Financial Analyst /CMA – ICWA from recognized institute, Other Preferred Qualification: Certificate Course offered by IIBF in International Trade Finance/ Credit Professional/
MSME Work Experience: Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks
🎯 Age Limit (Post-wise)
Post Name
Age Limit
Credit Officers – GBO Stream (Scale – MMGS – II)
Min 25 to Max 35
Credit Officers – GBO Stream (Scale – MMGS – III)
Min 28 to Max 38
Credit Officers – GBO Stream (Scale SMG – IV)
Min 30 to Max 40
Age Relaxation:
SC/ST Candidate – 5 Years
OBC Candidate – 3 Years
PwD Candidate – 10 Years
💰 Salary Details (Post-wise)
Post Name
Salary
Credit Officers – GBO Stream (Scale – MMGS – II)
Rs.64,820/- to Rs.93,960/-
Credit Officers – GBO Stream (Scale – MMGS – III)
Rs.85,920/- to Rs.1,05,280/-
Credit Officers – GBO Stream (Scale SMG – IV)
Rs.1,02,300/- to Rs.1,20,940/-
💰 Application Fees
General / OBC: ₹850/- Fees
SC / ST / PwD: ₹175/- Fees
📝 Selection Process
Short List
Online Exam/ Interview
📅 Important Dates
Event
Date
Notification Release
20th December 2025
Application Start
Ongoing
Last Date
05th January 2026
Exam Date
Not Announced
👉 How to Apply for Bank of India Recruitment 2026?
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