J&K Bank Recruitment 2026: Jammu & Kashmir Bank Ltd. has invited online applications for 1054 Banking Associate (clerical cadre) posts: 1033 for domiciles of the UT of J&K and 21 for domiciles of the UT of Ladakh. The selection is a single online exam run by IBPS. There is no Mains and no interview in the notice. Applications are open from 7 to 26 November 2026, and the starting basic pay is Rs.24,050. Only domiciles of J&K or Ladakh can apply, so candidates from other states, including Tamil Nadu, are not eligible.
J&K Bank Recruitment 2026 at a Glance
| Detail | Information |
|---|---|
| Organisation | Jammu & Kashmir Bank Ltd., Srinagar |
| Post | Banking Associate |
| Total vacancies | 1054 (1033 UT of J&K + 21 UT of Ladakh) |
| Who can apply | Domiciles of UT of J&K (for the 1033 posts) or UT of Ladakh (for the 21 posts) |
| Qualification | Graduate in any discipline |
| Age | 20 to 30 years (as on 01-01-2026) |
| Starting basic pay | Rs.24,050 |
| Selection | Online exam (IBPS); no Mains or interview mentioned |
| Application period | 07-11-2026 to 26-11-2026 |
| Fee | Rs.600 (SC/ST/SEBC/PwBD/ESM) or Rs.800 (others), excluding GST |
Important Dates
| Event | Date |
|---|---|
| Online application and fee payment | 07-11-2026 to 26-11-2026 |
| Call letter download | To be notified separately |
| Online exam | To be notified separately |
| Result and provisional selection | To be notified separately |
Vacancy and Reservation
| Region | Vacancies | Eligible candidates |
|---|---|---|
| UT of Jammu & Kashmir | 1033 | J&K domiciles |
| UT of Ladakh | 21 | Ladakh domiciles |
| Total | 1054 |
Neither notice gives a category-wise split of seats. Reservation percentages are below. Candidates must apply under the region of their own domicile.
J&K Reservation (S.O. 176 dated 15 March 2024)
| Category | Reservation | Upper age relaxation |
|---|---|---|
| Scheduled Castes | 8% | 5 years |
| Scheduled Tribes (two lists, 10% each) | 20% | 5 years |
| Other Backward Classes | 8% | 3 years |
| Residents of areas adjoining LoC / International Border | 4% | 3 years |
| Residents of Backward Areas | 10% | 3 years |
| Economically Weaker Sections | 10% | Nil |
| Ex-Servicemen (horizontal) | 6% | Service rendered plus 3 years, up to a maximum of 48 years |
| Persons with Disabilities (horizontal) | 4% | 10 years |
Ladakh Reservation (S.O. 77 dated 27 June 2025)
| Category | Reservation | Upper age relaxation |
|---|---|---|
| Scheduled Castes | 1% | 5 years |
| Scheduled Tribes | 80% | 5 years |
| Residents of areas adjoining the Actual Line of Control | 4% | 5 years |
| Economically Weaker Sections | 10% | Nil |
| Ex-Servicemen (horizontal) | 6% | Actual military service deducted from age; allowed if the result is within 3 years of the limit (maximum 48 years) |
| Persons with Benchmark Disabilities (horizontal) | 4% | 10 years |
| Outstanding Sportspersons (horizontal) | 4% | Not stated |
A valid reserved-category certificate is needed on the day of registration. The EWS certificate must be valid for 2026-2027. Apprentices who completed apprenticeship training with J&K Bank and hold the right domicile get 1 extra year of age relaxation and additional marks equal to 2.5% of the maximum marks in the online exam.
Educational Qualification
- A graduate in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government or UGC.
- You must hold the degree or marks sheet on or before the last date of registration (26 November 2026).
- You enter the graduation percentage online to two decimals. For CGPA or OGPA, convert it and keep the university’s conversion certificate. Fractions are ignored, so 59.99% counts as below 60%.
- Selected candidates must submit a domicile certificate of J&K or Ladakh, as applicable.
Age Limit
| Item | Details |
|---|---|
| Minimum age | 20 years (as on 01-01-2026) |
| Maximum age | 30 years (as on 01-01-2026) |
| Date of birth | Not earlier than 01-01-1996 and not later than 01-01-2006 (both inclusive) |
| Relaxation | As per the reservation tables above, plus 1 year for J&K Bank apprentices |
Application Fee
| Category | Fee (excluding GST) |
|---|---|
| SC / ST / SEBC / PwBD / Ex-Servicemen | Rs.600 |
| All others | Rs.800 |
The fee is paid online and gateway charges are borne by the candidate. Registration is complete only after the fee is paid.
Salary and Service Terms
| Item | Details |
|---|---|
| Starting basic pay | Rs.24,050 in the scale 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680-64480, plus other perks of the Banking Associate cadre |
| Probation | 6 months, which the Bank may extend by up to 3 months |
| Bond | Rs.1 lakh, to serve at least 6 months |
| Joining time | Within 45 days |
| Posting | You must stay in the zone first allotted (the Ladakh Zone for Ladakh posts) for at least 5 years |
Selection and Exam Pattern
Selection is based on one online exam conducted by IBPS. Only the online exam marks are used for shortlisting and provisional selection. The minimum aggregate qualifying marks are 40% for General and 35% for reserved categories, subject to overall merit, and you must also clear the cut-off in each test.
| Test | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 min |
| Quantitative Aptitude | 35 | 30 | 20 min |
| Reasoning Ability | 35 | 40 | 20 min |
| Total | 100 | 100 | 60 min |
The exam is in English. Each wrong answer costs one-fourth of the marks for that question, and blank answers carry no penalty. The Bank can change the structure by notice on its website.
Exam Centres
You choose six centres. The J&K notice needs at least three outside J&K, and the Ladakh notice needs at least four outside Ladakh.
| Notice | Centres |
|---|---|
| J&K (inside) | Pulwama, Jammu, Srinagar, Baramulla, Samba |
| J&K (outside) | Delhi NCR, Patiala, Mohali, Phagwara, Amritsar, Pathankot, Jalandhar, Ludhiana, Bengaluru, others if needed |
| Ladakh (inside) | Leh, Kargil |
| Ladakh (outside) | Delhi NCR, Patiala, Mohali, Ludhiana, Amritsar, Pathankot, Jalandhar, Bengaluru, Phagwara, others if needed |
The Bank may allot a different centre, and centre changes are not allowed.
How to Apply
- Open jkb.bank.in and go to the Careers tab.
- Choose the notice for your domicile (J&K or Ladakh).
- Keep ready a valid personal email ID and mobile number, a photograph, a signature in black ink, a left thumb impression and a handwritten declaration in English.
- Fill in the form, upload the documents and pay the fee online.
- Download the e-receipt and print the application.
Documents to upload include the 10th certificate and graduation certificate, plus the apprenticeship certificate, ex-servicemen certificate, disability certificates or the sportsperson certificate (Ladakh) where they apply. Certificates must be PDFs under 500 KB, and the handwritten declaration must be in your own hand.
Important Links
| Link | Action |
|---|---|
| Official Website | CLICK HERE |
| Notification PDF (J&K and Ladakh) | DOWNLOAD NOW |
| Application Link (Careers tab) | APPLY NOW |
Frequently Asked Questions
How many posts are in J&K Bank Banking Associate Recruitment 2026?
1054 in total: 1033 for J&K domiciles and 21 for Ladakh domiciles.
Can candidates from Tamil Nadu apply?
No. Only domiciles of the UT of J&K or the UT of Ladakh can apply.
What is the last date?
26 November 2026.
Is there an interview?
The notices describe a single online exam and do not mention a Mains or interview.
What is the fee?
Rs.600 for SC/ST/SEBC/PwBD/ESM and Rs.800 for others, excluding GST.
What is the salary?
The starting basic pay is Rs.24,050, plus other perks.
About This Information
This article summarises the two J&K Bank Banking Associate notices dated 07-11-2026. This website is not affiliated with J&K Bank or IBPS. We do not charge any fee for jobs, and you should pay only on the Bank’s official portal. Dates, vacancies and rules can change, and the Bank says updates appear only on its Careers page, so confirm everything at jkb.bank.in before you apply. If you find an error, tell us and we will correct it. Get More Job Update: Visit Now
