J&K Bank Recruitment 2026: Jammu & Kashmir Bank Ltd. has invited online applications for 323 Probationary Officer (PO) posts. The online exams will be run by IBPS, with a Preliminary exam, a Mains exam and an Interview. Applications are open from 7 to 26 November 2026. The starting basic pay is Rs.48,480 (Junior Management Grade Scale-I). Only domiciles of the UT of Jammu & Kashmir can apply, so read the eligibility section before you spend money on the fee.
J&K Bank Recruitment 2026 at a Glance
| Detail | Information |
|---|---|
| Organisation | Jammu & Kashmir Bank Ltd., Srinagar |
| Post | Probationary Officer (PO) |
| Notification No. | JKB/HR/Rectt/2026-492, dated 07-11-2026 |
| Vacancies | 323 |
| Who can apply | Domiciles of UT of J&K only |
| Qualification | Graduate in any discipline |
| Age | 20 to 30 years (as on 01-01-2026) |
| Starting basic pay | Rs.48,480 |
| Selection | Preliminary, Mains and Interview |
| Application period | 07-11-2026 to 26-11-2026 |
| Mode | Online only |
Important Dates
| Event | Date |
|---|---|
| Online application and fee payment | 07-11-2026 to 26-11-2026 |
| Preliminary exam call letter and exam | To be notified separately |
| Preliminary result | To be notified separately |
| Mains call letter, exam and result | To be notified separately |
| Interview and provisional selection | To be notified separately |
Vacancy and Reservation
The notification gives a total of 323 vacancies and does not publish a category-wise split. Reservation follows the UT of J&K Reservation Rules, 2005 (as amended), under S.O. 176 dated 15 March 2024.
| Category | Reservation | Upper age relaxation |
|---|---|---|
| Scheduled Castes | 8% | 5 years |
| Scheduled Tribes (listed tribes, first list) | 10% | 5 years |
| Scheduled Tribes (Gadda Brahmin, Koli, Paddari Tribe, Pahari Ethnic Group) | 10% | 5 years |
| Other Backward Classes | 8% | 3 years |
| Residents of areas adjoining LoC / International Border | 4% | 3 years |
| Residents of Backward Areas | 10% | 3 years |
| Economically Weaker Sections (EWS) | 10% | Nil |
| Persons with Disabilities (horizontal) | 4% | 10 years |
Candidates must hold a valid reserved-category certificate on the day they register. The EWS certificate must be valid for 2026-2027. The category cannot be changed after registration.
Educational Qualification
- A graduate in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government or UGC.
- You must hold the degree or marks sheet on or before the last date of registration (26 November 2026).
- You enter the graduation percentage online, to two decimals. If you have CGPA or OGPA, convert it to a percentage and keep a certificate from your university for the conversion. Fractions are ignored, so 59.99% counts as below 60%.
- You need a J&K UT domicile certificate, which selected candidates submit.
Age Limit
| Item | Details |
|---|---|
| Minimum age | 20 years (as on 01-01-2026) |
| Maximum age | 30 years (as on 01-01-2026) |
| Date of birth | Not earlier than 01-01-1996 and not later than 01-01-2006 (both inclusive) |
| Relaxation | SC/ST 5 years; OBC and the other social and educational backward classes 3 years; PwBD 10 years. Relaxations can be combined as per the notification. |
Application Fee
| Category | Fee (excluding GST) |
|---|---|
| SC / ST / SEBC / PwBD | Rs.1,000 |
| All others | Rs.1,200 |
Pay online by debit card, credit card, net banking, IMPS or wallet. Gateway charges are borne by the candidate. Registration is complete only after the fee is paid, and the fee is not refunded.
Salary and Service Terms
| Item | Details |
|---|---|
| Scale | Junior Management Grade Scale-I |
| Starting basic pay | Rs.48,480 in the scale 48480-2000/7-62480-2340/2-67160-2680/7-85920, plus other perks |
| Probation | 2 years, with an evaluation exam (qualifying marks 40% General, 35% reserved) |
| Bond | Rs.2 lakh, to serve at least 2 years |
| Joining time | Within 45 days of the provisional appointment letter |
| Posting | You must stay in the zone first allotted for at least 5 years; no transfer outside that zone |
Selection Process
- Preliminary exam (online): candidates shortlisted are 10 times the vacancies in each category.
- Mains exam (online, objective and descriptive): candidates shortlisted are 3 times the vacancies in each category. Only Mains marks count for shortlisting.
- Interview: 100 marks. The final score is Mains and Interview in the ratio 80:20.
Minimum qualifying marks are 40% for General and 35% for reserved categories in the Prelims, Mains and Interview. A reserve list of up to 50% of the vacancies in each category may be drawn, valid for 1 year. Wrong answers carry a penalty of one-fourth of the marks.
Exam Pattern
Preliminary Exam (60 minutes, English)
| Test | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 min |
| Quantitative Aptitude | 35 | 30 | 20 min |
| Reasoning Ability | 35 | 40 | 20 min |
| Total | 100 | 100 | 60 min |
Mains Exam (English)
| Test | Questions | Marks | Time |
|---|---|---|---|
| Reasoning | 40 | 60 | 45 min |
| General / Economy / Banking Awareness / Digital / Financial Awareness, including RBI circulars | 50 | 60 | 35 min |
| English Language | 40 | 20 | 35 min |
| Data Analysis & Interpretation | 40 | 60 | 45 min |
| Objective total | 170 | 200 | 160 min |
| Descriptive Paper (Essay and Comprehension) | 2 | 25 | 30 min |
You must clear the cut-off in each Prelims test, and the Bank can change the structure by notice on its website.
Exam Centres
You choose six centres, and at least three must be outside J&K. Centres in J&K are Pulwama, Jammu, Srinagar, Baramulla and Samba. Centres outside are Delhi NCR, Patiala, Mohali, Mumbai/Navi Mumbai/Thane, Amritsar, Pathankot, Jalandhar, Pune, Ludhiana, Bengaluru and Phagwara. The Bank may allot a different centre and does not allow centre changes.
How to Apply
- Open the official site jkb.bank.in and go to the Careers tab.
- Keep ready a valid personal email ID and mobile number, a photograph (4.5 cm x 3.5 cm), signature in black ink (not capital letters), left thumb impression, and the handwritten declaration in English.
- Fill in the online form and upload the documents.
- Pay the fee online and download the e-receipt. If there is no e-receipt, the payment failed.
- Print the application form for your records.
| Upload | Format and size |
|---|---|
| Photograph | 200 x 230 pixels preferred, 20 to 50 KB; a live photo is also captured |
| Signature | 140 x 60 pixels preferred, 10 to 20 KB |
| Left thumb impression | JPG, 240 x 240 pixels, 20 to 50 KB |
| Handwritten declaration | JPG, 800 x 400 pixels, 50 to 100 KB, in your own hand and in English |
| Certificates (10th, graduation, others if applicable) | PDF, up to 500 KB each |
Handwritten text: “I, (name), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.” The Bank also asks for a self-declaration of character and antecedents.
Important Links
| Link | Action |
|---|---|
| Official Website | CLICK HERE |
| Notification PDF | DOWNLOAD NOW |
| Application Link (Careers tab) | APPLY NOW |
Frequently Asked Questions
How many posts are there in J&K Bank PO Recruitment 2026?
The notification states 323 Probationary Officer vacancies.
Can candidates from Tamil Nadu apply?
No. Only domiciles of the UT of Jammu & Kashmir are eligible.
What is the last date to apply?
26 November 2026.
What is the qualification?
A degree in any discipline, held by 26 November 2026.
What is the age limit?
20 to 30 years as on 1 January 2026, with relaxation for reserved categories.
What is the application fee?
Rs.1,000 for SC/ST/SEBC/PwBD and Rs.1,200 for others, excluding GST.
What is the PO salary?
The starting basic pay is Rs.48,480, plus other perks.
About This Information
This article summarises J&K Bank Notification No. JKB/HR/Rectt/2026-492. This website is not affiliated with J&K Bank or IBPS. We do not charge any fee for jobs, and you should pay only on the Bank’s official portal. Dates, vacancies and rules can change, and the Bank says updates will appear only on its Careers page, so confirm everything at jkb.bank.in before you apply. If you find an error, tell us and we will correct it. Get More Job Update; Visit Now
